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  <title>hgazette.com, Haverhill, MA Business</title>
  <link href="http://www.hgazette.com/business"/>
  <link rel="self"
        href="http://www.hgazette.com/business/atom"/>
  <updated>2012-02-11T12:20:58-05:00</updated>
  <id>urn:uuid:b63a7e16-5f7b-4bad-a99f-33ec1023b8e2</id>
  <rights/>
  
    <entry>
      <title>Investors can learn from Super Bowl teams</title>
      <author>
        <name>By Tim McCarthy</name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x980629817/Investors-can-learn-from-Super-Bowl-teams"/>
      <id>urn:uuid:0f001861-90f9-4c08-a988-3c1a47f9fbfd</id>
      <updated>2012-02-08T13:54:47-05:00</updated>
      <summary type="html">
        It's Super Bowl time again. And whether you're a sports fan or not, you can probably learn something from the Super Bowl teams that you can apply to other endeavors &amp;#8212; such as investing. &lt;br /&gt;
What might these lessons be? Take a look:
      </summary>
    </entry>
  
  
    <entry>
      <title>Delay in investing could be costly</title>
      <author>
        <name>Michael Quinn</name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x770010012/Delay-in-investing-could-be-costly"/>
      <id>urn:uuid:12415582-8938-44c2-8c6b-a5a5beda7b72</id>
      <updated>2012-02-01T15:45:12-05:00</updated>
      <summary type="html">
        You've no doubt heard that "time is money." While this expression may be applicable in many areas of life, it's especially relevant for investors &amp;#8212; because the more time you spend not investing, the less money you are likely to have when you really need it, such as during your retirement. That's why it's essential that you don't wait to start saving for your days as a retiree.
      </summary>
    </entry>
  
  
    <entry>
      <title>How politics can affect your investment strategies</title>
      <author>
        <name> </name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x1669703823/How-politics-can-affect-your-investment-strategies"/>
      <id>urn:uuid:51d16815-99b8-4913-91a6-915f2e6aeef6</id>
      <updated>2012-01-26T11:58:27-05:00</updated>
      <summary type="html">
        While the election season heats up, you will hear more and more promises, claims and counter-claims from the candidates. As a citizen, you may or may not enjoy this "political theater," but as an investor, you might be concerned over all the talk about taxes, Social Security, Medicare and other financial topics. Will you need to adjust your savings and investment strategies? If so, how?
      </summary>
    </entry>
  
  
    <entry>
      <title>When should you start taking Social Security?</title>
      <author>
        <name>Financial Focus</name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x594872801/When-should-you-start-taking-Social-Security"/>
      <id>urn:uuid:3ae1f982-294d-4083-a23a-529d0af59054</id>
      <updated>2012-01-11T18:12:14-05:00</updated>
      <summary type="html">
        If you're of a certain age, the new year means you're that much closer to a day you may have anticipated with a combination of humor and resignation &amp;#8212; specifically, the day you're eligible for Social Security. But just because you can take Social Security, it doesn't mean you must take it. So, should you?
      </summary>
    </entry>
  
  
    <entry>
      <title>What does 2012 investment landscape look like?</title>
      <author>
        <name> </name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x1477840488/What-does-2012-investment-landscape-look-like"/>
      <id>urn:uuid:6506ea53-0cc6-4118-91b4-291cb1947fa1</id>
      <updated>2012-01-04T15:44:23-05:00</updated>
      <summary type="html">
        As an investor, you know that 2011 was a somewhat "choppy" year, with the financial markets going through many ups and downs. So what can you expect in 2012?&lt;br /&gt;
As baseball hall of famer Yogi Berra is quoted as saying: "It's hard to make predictions &amp;#8212; especially about the future." And these words are certainly applicable for anyone who would like an accurate forecast of the investment climate. 
      </summary>
    </entry>
  
  
    <entry>
      <title>Time for New Year's financial resolutions</title>
      <author>
        <name> </name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x1750830905/Time-for-New-Years-financial-resolutions"/>
      <id>urn:uuid:6a4832df-1b18-4207-8a8c-d350964d0217</id>
      <updated>2011-12-28T13:55:50-05:00</updated>
      <summary type="html">
        Once again, it's time to make some New Year's resolutions. This year, in addition to hitting the gym, learning that second language and getting better organized, why not also consider a few financial resolutions? 
      </summary>
    </entry>
  
  
    <entry>
      <title>How to cope with the 'Threat of Longevity'</title>
      <author>
        <name> </name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x191076352/How-to-cope-with-the-Threat-of-Longevity"/>
      <id>urn:uuid:e716ed39-55a1-45d7-a0e2-bca27fc42afe</id>
      <updated>2011-12-21T19:16:56-05:00</updated>
      <summary type="html">
        You can't predict how long you'll live. Nonetheless, you still need to consider longevity as a key factor in creating, and following, a long-term investment strategy.&lt;br /&gt;
And your projected lifespan may be longer than you had thought. Men who turned 65 in 2010 can expect to live another 18.6 years, while women who reached 65 that same year can anticipate another 20.7 years, according to the 2011 Social Security Trustees Report. And these figures are just averages. Depending on your health and family history of longevity, you could well spend two, or even three, decades in retirement.
      </summary>
    </entry>
  
  
    <entry>
      <title>How to celebrate the holidays without ruining your finances</title>
      <author>
        <name>Michael Quinn</name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x290698960/How-to-celebrate-the-holidays-without-ruining-your-finances"/>
      <id>urn:uuid:3dedf3d0-86ec-4685-b106-66bc93d77fe3</id>
      <updated>2011-12-14T15:26:39-05:00</updated>
      <summary type="html">
        As you know, the holiday season can be joyous, hectic, celebratory &amp;#8212; and expensive. And while you certainly enjoy hosting family gatherings and giving presents to your loved ones, you'll find these things even more pleasurable if they don't add a lot more weight to your debt load. And that's why you'll want to follow some smart money-management techniques over the next few weeks.
      </summary>
    </entry>
  
  
    <entry>
      <title>Here's your year-end investment checklist</title>
      <author>
        <name> </name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x371742948/Heres-your-year-end-investment-checklist"/>
      <id>urn:uuid:c8b1a77b-d0be-4780-b120-c0c403a8654a</id>
      <updated>2011-12-07T13:02:32-05:00</updated>
      <summary type="html">
        As an investor, you've pretty much seen it all in 2011 &amp;#8212; including slow-but-steady gains early in the year, a market correction during the debt ceiling debate and the U.S. credit downgrade, and huge one-day price movements, both up and down &amp;#8212; and there's still a month to go.
      </summary>
    </entry>
  
  
    <entry>
      <title>Sage Art gallery opens downtown</title>
      <author>
        <name>By Tim McCarthy</name>
      </author>
      <link rel="alternate"
            href="http://www.hgazette.com/business/x1760884937/Sage-Art-gallery-opens-downtown"/>
      <id>urn:uuid:a677e8db-64fd-4e96-b2ee-69b5d2647a7c</id>
      <updated>2011-11-30T20:16:01-05:00</updated>
      <summary type="html">
        Merrimack Valley art aficionados won't have to journey to Newburyport to visit an art gallery, as Haverhill's arts community continues to grow.&lt;br /&gt;
The Sage Art Gallery, located at 136 Washington St., celebrated its grand opening last week to a crowd of more than 50 patrons of the arts.
      </summary>
    </entry>
  
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